At Forward Financial Group, we implement the philosophy of Dave Ramsey regarding how to invest money the right way. By following his "7 Baby Steps", our team will assist you in saving for emergencies, paying off debt, and striving to build wealth.

7 Baby Steps

by Dave Ramsey

Baby Step 1

Save $1,000 for your starter emergency fund.

Baby Step 2

Pay off all debt (except the house) using the debt snowball.

Baby Step 3

Save 3-6 months of expenses in a fully funded emergency fund.

Baby Step 4

Invest 15% of your household income in retirement.

Baby Step 5

Save for your children's college fund.

Baby Step 6

Pay off your home early.

Baby Step 7

Build wealth and give.

The SmartVestor program is a directory of investment professionals. Neither Dave Ramsey nor SmartVestor are affiliates of Forward Financial Group or LPL Financial.